Extending credit to another company?
Get CBY Systems' business credit report to make sure they pay their bills.

Business to Business Credit Reports

How would you like to identify slow paying business customers before sending them an invoice?  You could get deposit money up front or enforce stricter terms so they do not become a delinquent account.

CBY Systems Inc. can provide detailed information about a company’s Credit History, including how long it’s been established, payment trends, number of accounts, balances, any collection accounts, Judgments, bankruptcies, UCC filings and a credit rating.  In the case of a small business or sole proprietorship we can combine the business’ credit with the owner’s personal credit report.

We use the Experian Business IQ database that will provide smaller business information that are typically not reported on the more well known self reported commercial credit reports.

Download this form to sign up: Membership Agreement

Print and complete the form, then mail or fax it to us at 717-854-7862.

Business to Consumer Credit Reports

Do you offer financing to your individual clients?  Perhaps you offer Buy Here Pay Here plans.  You can check the personal credit report of individual customers before you decide to accept payment plans or terms.

We use the Equifax credit repository that will include a Fair Isaac Company (FICO) Risk Score and shows you all of the person’s creditors, payment trends, collection accounts, Public Records and verifies their identity.

You will need to have Permissible Purpose under the Fair Credit Reporting Act and will need to be credentialed to have access to credit reports.  Please contact our Marketing Executive at 800-717-4229 x234 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it. .