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Mortgage ReportingAT CBY Systems, Inc. we value your business and strive to satisfy your credit reporting  needs.  Being in the credit reporting business since 1927,  we understand credit.  We are committed to providing you with prompt and friendly service.  Our trained and experienced associates will help you solve your mortgage credit reporting needs.  Ask us about some of our new services available to help you succeed in your business.

USA PATRIOT ACT - OFAC

Residential Mortgage Credit Reports – RMCRs
Full factual reports that meet mortgage underwriting guidelines.  We verify all personal and employment data, public records, and trade lines.  Credit reports are brought up to date.  Fast turnaround guaranteed.  NEW! ON-LINE ACCESS and delivery through our new web-based system  or request our FREE Windows software.

1, 2, or 3 Bureau Merged Credit Reports within 30 seconds or less! - TransUnion, Equifax, and Experian.
FREE software for instant access to credit bureau reports.
Try our new web-based mortgage reporting system for easy access with your browser.

Risk Scoring:  Fair Isaac – FICO Risk Scores available on all reports from all three Bureaus.  FICO, EMPIRICA and BEACON all available.
Choose from various models to target the industry and identify your credit risk.

Integration with popular Loan Origination System software
CBY Systems, Inc. is an approved Fannie Mae® Technical Affiliate.  Access available for Desktop Originator®, Desktop Underwriter®, or Desktop Home Counselor®

CBY Systems, Inc. is an approved Freddie Mac® Technical Affiliate.  Access for clients using Freddie Mac Loan Prospector®

Access to Ellie Mae™  ePASS Business Center

Many other EDI  Lending Software Links


Rapid Credit Dispute Resolution Service

We also offer various supporting services for the Lending and Real Estate Industry including : Court House Records Searches, Property Searches, Lien Searches, Present Owner Searches, Bringdowns, Recording Service, Title Searches and Settlement Services.


On-Line Appraisal Service through Freddie Mac’s Home Value Explorer HVE


Integrated FLOOD ZONE REPORTS

 

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